Rideshare Accident

Collisions involving Uber, Lyft, or other rideshare services often raise complex insurance questions. If a rideshare-related crash injured you, a Lakeland rideshare accident lawyer can help determine who is liable and fight to recover your losses.

These accidents may involve multiple coverage layers depending on whether the rideshare driver was off duty, waiting for a ride request, or carrying a passenger. Insurance companies often delay or deny claims to avoid responsibility. Quick legal intervention can help secure and preserve key evidence.

Maranatha Law handles rideshare injury claims with discipline and clarity. The firm is committed to providing reliable guidance and strong representation for every client. If you are unsure how to proceed after a rideshare crash, Maranatha Law can give you direction and take action on your behalf.

What Rideshare Accident Lawyers in Lakeland Can Help You Prove

Rideshare collisions often involve more than two drivers. Whether you were in an Uber or Lyft vehicle, driving your car, or struck as a pedestrian, the layers of responsibility can be difficult to untangle. To recover damages, you must clearly establish fault by identifying who acted carelessly and when.

Florida law applies the same negligence rules to rideshare drivers as to any other motorist. However, the involvement of a commercial platform and layered insurance policies can complicate the process. A detailed investigation is required to determine whether the rideshare driver was actively working, waiting for a request, or off duty entirely. These distinctions determine which policy applies.

Rideshare accident lawyers in Lakeland can access records from the app company, request data from driver devices, and analyze crash reports to clarify each party’s role. You do not have to figure out these issues on your own. Legal support is available to help you take the right next step.

Common Injuries in Uber and Lyft Collisions

Rideshare collisions happen at all hours and in all traffic conditions. They often occur during late-night hours, weekends, or in unfamiliar areas where navigation errors are more likely. The injuries from these crashes are often the same as in any motor vehicle accident, but the lack of seatbelt use or sudden acceleration during pickups and drop-offs can make them more severe.

Common injuries in rideshare crashes include:

• Neck and back injuries;
• Traumatic brain injuries (TBI);
• Broken bones and fractures;
• Internal injuries or organ damage;
• Soft tissue injuries;
• Lacerations and facial trauma; and
• Psychological harm, including anxiety and PTSD.

Medical treatment is only part of the cost. Recovery may involve time away from work, difficulty caring for children, or permanent changes in your daily life. These damages are real; you should not have to cover them alone.

Your legal team will collect records, work with medical providers, and include long-term impact in your claim valuation. A rideshare accident lawyer will help ensure that insurers don’t minimize your losses. This includes documenting future care needs, assessing household support requirements, and projecting the financial toll of a prolonged recovery. A complete claim reflects the full scope of what you have lost, not just what can be measured in immediate expenses.

How Rideshare Insurance Coverage Works in Florida

Uber and Lyft do not automatically accept liability for every accident involving one of their drivers. Florida law still requires rideshare companies to provide a certain level of insurance coverage, but the amount and scope depend on when the crash occurred.

Under Florida law, rideshare drivers must carry the following insurance while logged into the app and waiting for a ride request:

• $50,000 for death and bodily injury per person,
• $100,000 for death and bodily injury per accident, and
• $25,000 for property damage.

The company’s full commercial policy applies once a driver accepts a ride request. This coverage must include:

• $1 million in combined bodily injury and property damage, and
• Uninsured and underinsured motorist coverage.

If the driver has not logged into the app, then only their personal insurance applies. Establishing whether the driver was active on the platform is critical in accessing the correct policy.

Your attorney will use app records, timestamps, and GPS data to determine which policy applies. You cannot rely on the rideshare company to clarify this for you.

What a Rideshare Accident Lawyer Recommends You Do After a Collision

The steps you take after a rideshare crash can impact your ability to pursue a claim. Even if you are unsure who is at fault, taking basic precautions protects your health and your rights. These actions help establish a timeline and preserve important information before it disappears.

Key actions include:

• Report the crash to the police and wait for the official report;
• Take photos of all vehicles, damage, and road conditions;
• Get the names and contact information of all drivers and passengers;
• Seek medical attention, even for minor symptoms; and
• Save all rideshare receipts or app records showing your trip details.

These steps apply whether you were a passenger or another driver. If you were riding in an Uber or Lyft during the crash, your app history becomes a critical piece of evidence.

Working with a Lakeland rideshare accident lawyer helps preserve evidence and ensure it is interpreted correctly. Many rideshare claims are denied not because the victim did not suffer an injury, but because the insurer claims there was not enough documentation.

The more information you provide early, the stronger your case becomes. Small details like location, time of day, or road conditions can support your version of events. Prompt action gives your legal team the tools to fight for full compensation.

Why Fault Matters in Rideshare Crash Cases

Florida’s no-fault system allows you to file a claim under your own personal injury protection (PIP) coverage regardless of fault. However, if your injuries are serious, you may pursue a claim against the at-fault driver. To do so, you must prove that the driver’s negligence caused the crash and your injuries.

Proving fault in a rideshare case may involve evidence of:

• A rideshare driver speeding, running a red light, or making an illegal turn;
• Another motorist hitting the rideshare vehicle while distracted or impaired;
• The rideshare company failing to vet a dangerous driver properly; or
• A passenger or third party causing a dangerous situation.

Multiple parties may be involved in a single crash. Your lawyer will investigate whether more than one person shares liability, which can lead to additional sources of compensation.

A Lakeland rideshare lawyer will review evidence, consult witnesses, and bring in experts if needed. Establishing fault early improves your position in settlement negotiations and reduces delays.

Don’t Let Uber or Lyft Complicate Your Recovery

After a rideshare crash, you face questions about fault, coverage, and who’s actually going to pay. Maranatha Law breaks through the confusion. We know how to deal with layered insurance, evasive companies, and claims buried in red tape.

As a local personal injury firm trusted by Lakeland residents, we’re committed to helping our community with responsive, results-driven advocacy. Contact us today if you were injured in a rideshare-related accident in Lakeland. We’ll take the lead so you can move forward with confidence.